EdFact: Building a New Chapter in Business Finance

EdFact was founded on 21 August 2015 with a vision to build a financial services business that understands the realities enterprises face when opportunities come faster than available working capital. From the beginning, the focus has been on creating practical financing solutions that can help businesses move forward with confidence.

At the heart of EdFact's journey is its founder, Naledi Tiffney Sepato. Since 2015, Naledi has remained closely involved in the business, bringing experience, determination and a deep understanding of the changing needs of enterprises. Her continued involvement has helped shape EdFact's identity and its approach to finding practical ways of supporting businesses.

Over the years, the business environment has continued to change. Enterprises are expected to respond quickly to contracts, purchase orders, supplier demands, unpaid invoices and opportunities for expansion. EdFact's approach is built around understanding these realities and developing financing solutions that can respond to genuine business needs.

Today, EdFact enters its next chapter with fresh thinking and innovative ideas. The goal is not simply to provide finance, but to make financial solutions more relevant, accessible and responsive to the way modern enterprises operate.

From purchase order financing and invoice discounting to asset-backed finance and SMME growth funding, EdFact is focused on helping businesses unlock opportunities while managing their working capital responsibly.

The story of EdFact is therefore a story of continued evolution. Founded in 2015 and shaped by years of experience, the business is moving forward with renewed energy, new ideas and a commitment to creating meaningful financial solutions for enterprises.

As EdFact looks to the future, the vision remains clear: to build on what has been learned since 2015 while embracing innovative approaches that help enterprises turn opportunities into sustainable progress.